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Showing posts with label wedding budget worksheet. Show all posts
Showing posts with label wedding budget worksheet. Show all posts

Thursday, April 2, 2015

Set Wedding Budget Before Choosing Your Date


Once you have gotten over the excitement of becoming engaged, creating a wedding budget is what should be first on your list of things to do.  Too often couples start planning the wedding and hiring vendors before setting the budget. Budgeting after you have started spending money can most often lead to regret. You realize you have spent so much on your venue that now you can only afford half of the flowers you would like for the reception area.






Although it is tradition for the bride’s parents to pay for the wedding, this is not necessarily true for today’s couples.

There are several options:

  • ·         Parents may pay for all the wedding expenses.
  • ·         Parents may specify an amount they will put towards the wedding. The couple will pay the difference.
  • ·         Parents may decide to pay for certain aspects of the wedding such as the wedding dress, catering, etc. 
  •       The couple will pay for everything else.
  • ·         The couple can set a specific budget and ask everyone to pay evenly. This is a great option in a divided family. For example, the mother of the bride, the father of the bride and the couple split the costs. If the groom’s parents offer to pay a portion of the wedding, include them in the equation.
  • ·         The couple can decide on their budget together and pay for all the expenses of the wedding.

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   Now comes the question of how much money you will really need.
    
      Depending on where you live, you can figure $100 per guest is a good start.  This comes to $50 per guest for catering and $50 for all the rest.

       Start by using a wedding budget worksheet.

  • ·        Put in the actual numbers that you know, such as, venue, band/dj, wedding attire.
  • ·         Prioritize what is most important to you, choosing 2 or 3 must haves for your wedding day.
  • ·         Look through the budget and cross off the things you will not need.
     
      Once you have set your budget, stick to it!  It is easier said than done, but will alleviate the dreaded post wedding spending regret.


Sunday, May 12, 2013

10 Wedding Saving Tips

A budget is definitely an essential for planning your wedding. In fact, it should be the very first thing you do. You can have a beautiful wedding without extending your budget if you do some research and are a smart planner!  A wedding budget worksheet  can be a great help.


10 Areas Where You Can Save

Guest List:  Each time a name is added to your guest list, you are increasing your expense.  Each guest will add to your cost in the following areas:  catering, food, beverages, rentals, table centerpieces, invitations, postage, etc.  Don't invite anyone you haven't spoken to in five years. Avoid feeling pressured to invite all your work colleagues.  You can also decide whether to include categories such as relatives further than first cousins.  This will help to prevent hurt feelings.




Invitations:  It is not necessary to use engraved invitations.  There are many choices today that you can find to fit in your budget. Regular printed invitations work just as well. For a casual wedding, you can consider printing invitations from your own computer. Stationery stores now offer paper meant to be used at home for wedding invitations. Also, along these same lines, Save the Dates, although very popular these days can definitely be seen as an added cost. They can be a nice touch if you are planning a 3 day wedding event or a destination wedding but are not a necessity. There are a variety of wedding invitations on the internet as well. Find out more about the different types of wedding invitations in our previous blog..."Wedding Invitations".
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Ceremony Decor:  For church weddings, you may want to consider having your wedding close to a holiday.  The church will already be decorated saving money on flowers and other decorations.  Other ways to save money is to look for simplicity. A candlelit ceremony can be romantic, gorgeous and inexpensive.  Or use ferns and greenery instead of floral decorations.  If there is a nursery you use in your area, they may be willing to rent ferns/plants at a discounted price which could save on costs compared to purchasing plants. Other ideas for saving money is to consider having the ceremony in a beautiful park, college campus or other lovely outdoor site. You will need to check on regulations for holding your ceremony but this could save money on flowers and other decorations. My nephew and his wife chose the campus of the college that they both attended for their ceremony. It was a beautiful backdrop for their wedding and held very special memories for them as well as their families.

Catering:  Be honest with your caterer on your wedding budget.  Ask them to provide different menu options for your reception for you to chose from that fit within your budget.  The time of day of your wedding will also affect your catering costs. If your reception is held at a regular meal hour, you will be expected to provide a heavier menu.  If not, it is acceptable to go with a lighter menu. In such case, a lighter menu is less expensive than a full meal.  If you are planning on serving alcohol, ask the venue and/or caterer if you are allowed to purchase your own.  You can serve beer and wine rather than a full bar. 

Wedding Cakes:  Wedding cakes are anywhere from $2-$10 per slice.  So one way to save money, if you are having more than 100 guests, have a display cake that serves 75-100 people.  Then buy several different flavored cakes from your local bakery or from an individual to display.  Or you can have a sheet cake in the back, to serve the extra guests.  With either option, your guests will enjoy a sweet treat and there is still a wedding cake on display.  There are also non-traditional ideas you can use instead of the traditional wedding cake that could be money savers.  Also, if you are inviting less than 100 guests it is not necessary to order a large cake because it will look more impressive. If height is a priority, use separate sets so flowers or decorations can be added between layers.  At one wedding we coordinated, the bride's aunt made the wedding cake as her gift to the couple.  This was a great gift and a huge money saver.
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Help from Others:  Think of a musician you know or a crafty friend who could help you with the decorations.  They are usually honored to be a part of your special day.Look for money saving tips everywhere.  Check out websites such as www.frugalbride.com, www.weddingsavingsnut.com and www.weddingbee.com.  Ask friends and family suggestions for how they saved money on their big day.
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Flowers:  Since flowers will be needed for such things as bouquets, boutonnieres, corsages, decor be sure to choose flowers in season to save money. If there is a certain color you have in mind, discuss the options with your florist.  Then choose the one that fits within your budget. You can also consider using wholesale flowers.  If you do, be careful they may not be as fresh as the ones from the florist. You also need to be able to put the flowers together or know a friend or family member who is adept at this task and is willing to help.
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Favors:  Wedding favors can be a nice gesture to thank your guests but chose wisely.  They can be a nice touch but not a necessity or a requirement for your big day.  If you do decide to give favors, a nice idea is to make a donation to a charity, a food favor, a small keepsake from your hometown or from the place the wedding is being held. We have also coordinated weddings where the photographer offered with their package wallet size photos of the bride to use as a favor. Whatever favor you decide to give, watch your spending and make sure it is something that has special meaning for you.

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Mementos:  The wedding industry loves to sell you items that they say will be necessary keepsakes.  Having some mementos on your wedding day is nice but your don't need many.  It can really hurt your budget if you go overboard.  
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Spending less on your wedding and staying within your budget doesn't mean you will no have the wedding of your dreams. Chose the elements that are the most important to you as a couple to have for your wedding.  Decide to spend on those areas and find ways to cost in other areas.  Remember deciding on a budget before planning your wedding will help you save money in the long run.  

If you have any comments or additional money saving tips, please share to help others with their big day!